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Royal Bank Of Scotland Business credit card

Only available to existing business customers

Minimum credit limit of £500, maximum credit subject to status in eligibility section

Annual fee Year 1 – £0, Year 2 onwards – £30 per annum

Eligibility

You can apply if:

  • You’ll need to be over 18
  • Maintain a business bank account in the same legal entity name with NatWest
  • Turnover must be up to £2m
  • Your registered business address must be in the UK and you should be registered for tax purposes in the UK

What you’ll need to hand:

  • You’ll need the personal details of all of the directors or partners of the business (including their home addresses for the last two years). You’ll also need your basic business details, including your Company’s Registration Number (provided by Companies

Interest rate – 24.3% APR (variable)

Key features & benefits

  • No annual card fee for the first year, normally £30. The fee will also be waived from the second year onwards if you spend £6,000 or more each year
  • Benefit from an interest-free period of up to 56 days when you pay your balance in full
  • Minimum credit limit of £500, maximum credit limit subject to status
  • Our card has a 5* Moneyfacts rating 2022, so you can select the card with confidence