Eligibility

You can apply if:

• You’re a business owner or director
• Directors and employees are over 18 years old
• Your business is UK-based
• Your business turnover or new business plan exceeds £10,000 per year
• You and your business aren’t bankrupt or in bankruptcy proceedings
• Your existing financial commitments are not overdue and have been managed well over the last 12 months
• You haven’t been declined for a Barclaycard commercial card in the last six months

What you’ll need to hand:

• Your business’ details
• Your bank details – a bank statement should have everything you need
• Financial information such as business turnover and net profit before tax
• Details of your business partners or other business owners including their date of birth, current home address and up to three years of their address history (this doesn’t apply to sole traders)

Interest rate – 21.9% APR (variable)

Key features & benefits

• Get 3% cashback uncapped for three months. Apply before 31st March 2023. T&Cs apply*
• 1% cashback uncapped on all your business spend*
• No annual fees on your account or for using your card
• Purchase protection and cardholder misuse insurance†
• Purchase protection and cardholder misuse insurance**
• Up to 56 days’ interest-free credit when you pay in full and on time. Note: if you don’t pay your full statement balance and only make minimum payment, you will be charged interest on your remaining balance.
• *The approval of your application depends upon your financial circumstances and borrowing history, so do the terms you may be offered. T&Cs apply. 3% cashback valid for three months from account opening.
• 1% cashback at the end of promotional period. Apply by 31 March 2023.