Eligibility

You can apply if:

• You and your business are not bankrupt, or in bankruptcy proceedings
• Existing financial commitments are not overdue and have been managed well over the last 12 months
• Your business turnover or new business plan exceeds £10,000 per year
• Your business is UK-based
• Directors and employees are at least 18 years old

What you’ll need to hand:

• Please have your business, financial and bank details to hand

Interest rate – 49.4% APR (variable)

Key features & benefits

• Save 2% on foreign exchange fees
• 6-month interest-free on purchases period
• Transform your Premium Plus into a priority pass to airport lounges and get two visits for free. Additional visits cost £20 each
• Business travel, purchase protection and cardholder misuse insurance
• 0.5% cashback on all eligible spend, up to £400 per year Terms and conditions (Cashback)
• Manage your account, view statements and make payments on your smart device with online servicing
• Keep on top of your business expenses and manage employee cards with MyControls
• Enjoy discounts from some of your favourite brands and the hottest entertainment tickets with Business Rewards
• We’ve got you covered with business travel, purchase protection and cardholder misuse insurance*